Is It ever okay to Dip into Your cost savings to buy a Handbag?

September 14, 2022

I have a confession to make, fam. I’ve got an itch. What type of itch you may ask? The type of itch you understand all as well well. The one that can’t be scratched by anything other than a brand new (or at least new to you!) designer bag. The kind that can only be relieved by the odor of smushy soft leather, the clink of a chain link strap, or the snap from a new flap. Yep, you guessed it, I’ve got a serious situation of the shoppies.

This year I’ve dramatically altered exactly how I shop, only buying stuff that I absolutely, positively adore as well as plan on keeping in my wardrobe for many years to come, buying more sustainably by buying vintage or honest brands as well as truly making sure every single purchase I make is calculated as well as well thought-out. I can honestly (and proudly) state that I haven’t impulse bought anything in 2021 as well as well before that as well. as for the last high-end bag I snagged? It was my Louis Vuitton Urs Fischer Pochette Accessoires.

Louis Vuitton Urs Fischer Pochette Accessoires
عبر لويس فويتون


I’ve yet to expose it right here or compose a Purseonals about it as well as I have my reasons why. I bought it in January as well as have only utilized it about four times. I take it out extremely sparingly as I bought it more as a collectors product than an daily bag. It was a bag I liked as well as just had to have. I still believe about the Louis Vuitton restricted edition bag that got away as well as refused to have that feeling again.

The concern At Hand?

As I normally buy a bag at the end of the year when I get my tax return or holiday money, the purchase was extremely much in budget plan however it required me putting aside other things on my wishlist. mainly the Bottega Veneta Jodie Bag (color TBD) as well as the Louis Vuitton Alma BB in Epi leather (black). Now, since the bag I bought this year isn’t precisely in my rotation, I discover myself wanting to buy either of the two bags I mentioned putting on hold.

Louis Vuitton Alma BB Epi Leather
via Fashionphile


More as well as more I’ve been day dreaming about buying one of them in advance of the end of the year. The purchase wouldn’t put me in financial obligation nor would it wipe my cost savings clean. It would however, dip me below the mark that I comfortably like to stay at. I would nevertheless plan to pay myself back either in pieces or at the end of the year with holiday money and/or my tax return.

So tell me, would you do it, have you done it or do you plan to do it?

Is it ever okay to dip into your cost savings to make a high-end purchase?